4 Steps, To Effectively Using Personal Affirmations

Many people claim, to want, to become, the best, they might possibly become. However, it is somewhat, rare, to, actually, witness, individuals, proceeding with the behavior, and quality of character, and personal discipline, and focus, to proactively, proceed, in a positive manner. One method, which has been, effectively used, for decades, is known, as personal affirmations. When used, properly, consistently, and, in a positive way, they are an effective method, and technique, for addressing any areas of weakness (actually, or personally – perceived). With that in mind, this article will attempt to, consider, examine, review, and discuss, the 4 steps, towards effectively using affirmations, to become better, happier, more fulfilled, successgful, and personally satisfied.

1. Create an Affirmations List: Begin the process, by objectively, introspectively, taking the time, and making the effort, to give yourself, a check – up, from the neck – up. In other words, what do you like, and dislike about yourself? If you could, what areas would you want to address, and why? Are you ready, willing, and able, to proceed, with the level of discipline, etc, to do so, effectively, and efficiently? Be certain, your statements are made in the present tense, and in a positive, proactive way. For example, for those, who aren't satisfied with their personal weight and subsequent appearance, instead of saying, I want to lose weight, use a wording, such as, I feel great because I take care of my body, and health, daily, and this makes me happier and healthier. If the concern is work – related, such as, becoming a better communicator, instead of stating this, as, I want to be able to communicate better, or something, like that, the better wording, should be, I am proud of my ability to express myself, effectively, and in an inspiring, motivating, clear way . The list should consist of 10 items, which you believe, are personal otherwise.

2. Read it, 2 to 3 times, per day: One must have the discipline to proceed, proactively, to read your personal list, in a convincing way, at least, 2 – 3 times, per day. It is often, most effective, when you do this, reading in front of the mirror. Generally, good times, to do so, are, first – thing in the morning, mid – day, and before going to bed.

3. Continue until you've met / reached your goal: Ensure your list, represents your personal needs, and matters. When you are convinced, you have successfully met a specific aim, then, replace that item, with something, else, of personal concern.

4. Adjust periodically: Our goals, implications, insecurities, strengths, and weaknesses, as well as our personal perceptions, often change, and / or evolve. When this occurs, adjust your list, accordingly.

Henry Ford is credited with saying, You can think you can, or can't. Either way, you'll be correct. Will you commit to using affirmations, to become, the best, you can become?

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Financial Planning – Five Critical Steps in Financial Planning

1. Gather and Prepare Your Personal Financial Situation Status Quo

This kind of information can depend a lot on you as an individual, but it usually has to do with …

– your investments,

– your insurance policies (life, health, long-term care, property, liability, etc.),

– your retirement benefits,

– your tax situation (income tax, estate tax, gift taxes, etc.),

– your will or trust,

– your other estate planning information,

– your powers of attorney,

– any other financial information or documents you may need.

It's helpful for you to put together some simple personal financial statements. These can be much like those that are used in business. They might include your personal balance sheet, an income statement, and other relevant statements.

In the case of a balance sheet and income statement, the assets and liabilities, as well as your income and expenses, are included in the statements. These can be combined, for example in the case of husband and wife, or separate income statements and balance sheets could be put together for each person in your family.

If you are using a professional, they may have forms already made up that you can use for these purposes.

2. Identify Your Goals and Objectives

This will take some thought, and is one of the most important foundations to your financial planning.

Put some time and thought into it, and the rest will fall into place much better.

3. Compare Your Current Scenario With Alternative Ways To Handle Each Part of Your Financial Planning

Relate it to your goals and objectives. Get the advice and information you need from others, including professionals, and make decisions for changing what is the status quo.

4. Develop and Put Into Place Your Plan

Not someone else's plan, but YOUR plan.

Putting together the facts of your current situation, your potential future situation, your goals and objectives, and looking at those alternative ways of handling your case, you can lay down a plan that, while flexible, will act as a map for your future years in planning your finances.

5. Review and Revise Your Plan As Needed Periodically

Don't think of your plan as carved in stone. Things change. Circumstances change. YOU change.

There may be family occurrences like marriages, divorces, deaths, births, changes of occupation, varying economic conditions, and many other things that enter into making financial planning decisions.

Put these five steps into play, and you'll be glad they did. Read more. Absorb lots of information. But don't let it paralyze you. Information plus action will take you a long way.

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Steps To Commercial Business Financing Options

Business financing options are provided by a number of non bank specialized finance companies in Canada. They provide an array of corporate solutions, all of them different but still allowing you to achieve cash flow and working capital goals. They are in fact, the answer to.. you guessed it ‘ no bank financing’ conundrums.

The challenge for business owners and financial managers is to identify and execute on who those sources are and what they can do for your company. Many companies, and industries in fact have specialize needs.

When you think of the right type of business financing for your company it’s important to think of senior and junior! What do we mean by that comment? Simply that a senior lender will want all the security on your business, typically handled by a document called the G S A – General Security Agreement. It then becomes a challenge to source other types of cash flow and debt solutions which can’t be monetized.

A good example of a senior lender is Canadian chartered banks. But when that source of capital isn’t available many firms these days choose asset based lenders, allowing them to drawn on various assets of their business but with more flexibility.

In some cases your business might need a ‘ bridge loan’ – they solve temporary capital shortages.. they are a ‘ bridge’ to future refinancing of your business.

Leasing companies are one of those specialized asset lenders that financing both new and used equipment, even software. While many firms think they are eligible for VC or private equity financing in fact they are poor candidates for that type of financing. Many owners and financial managers spend a lot of time and money going down the venture capital / equity path, only to find they are not ready for this type of capital solution.

Is there a bottom line? We think so, Simply that if you are looking for a commercial finance company for debt and cash flow solutions alternative non bank lenders are a great choice.

What types of financing can be achieved through alternative lenders? In fact they abound and business solutions are available in receivable financing, asset based business lines of credit, tax credit financing, sale leaseback strategies, franchise loans, receivable financing.. also known as ‘ factoring ‘, etc

Seek and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of success when looking for a non bank commercial finance company in Canada.

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